Analyst: One Profit-Taking Move Can Sideline 95% Of XRP Holders

A popular analyst is warning that the biggest threat to long-term holders may be psychological, not regulatory.

Man Staring at the night sky with two very different charts projected on it.
Created by Gabor Kovacs from Ciphera

An XRP-focused market analyst is sounding an unusually stark warning: the biggest risk for long-term holders may not be an SEC defeat or a Bitcoin-led crash, but selling too early once XRP finally breaks its all-time high.

In a new breakdown of XRP’s price history and potential “utility bull run,” Edo Farina from Alpha Lions Academy argues that exiting around $10 could be the mistake that “wipes out 95% of XRP holders” in terms of missed upside.

The “$10 XRP Trap” Meets a One-Way Utility Market

Farina frames the danger around a simple behavioral pattern: investors cashing out into fiat or stablecoins at psychologically high round numbers, assuming a familiar boom-and-bust cycle.

“People are going to be selling XRP because they want to take profit in fiat currencies” the host says, warning that many will be trading “valuable XRP for something that has no intrinsic value.”

According to Edo Farina, once XRP clears its previous peak near $3.84 and enters “price discovery” past cycles may no longer apply.

The market connoisseur expects XRP to decouple from Bitcoin once real-world payments and settlement use cases — the “utility market” — kick in, calling it a “perpetual run for utility coins” where deep re-tracements could disappear.

In that scenario, an exit at $10, framed as “not even life changing gains,” might resemble early bitcoin sellers at $100.

History, Lawsuit Lows & The Big Accumulation Strategy

To support this view, the commentator walks through XRP’s chart from 2017 onward. The coin’s explosive 36,000% run to $3.84 is followed by a prolonged slide back to the $0.50 range and then the shock of the SEC lawsuit against Ripple, which drove XRP as low as $0.16. The analyst says that day marked their personal bottom: “I basically went all in here at $0.16.”

Despite the legal overhang, XRP later rallied to around $2.40, corrected again toward $0.50 — another stated accumulation zone — and then climbed near $2.60 before pulling back to roughly $1.40.

The host allows for more downside, including a revisit of $0.70, but treats corrections purely as chances to buy, not trade: “This is why I don’t risk trading XRP… I don’t treat XRP as a cryptocurrency.”

Mr. Farina takes an explicitly systemic view, claiming that “XRP success depends on the failure of the current financial system” with fiat debasement driving demand for settlement assets.

In that context, he describes XRP as “the sacrament layer of the new financial system” and predicts that by the time price reaches $10, “demand for XRP is going to skyrocket” as utility volume arrives.

For crypto investors, the core takeaway is less a specific price target and more a strategic warning: if XRP does transition from speculative token to infrastructure asset, prior trading playbooks — take profit, wait for a crash, rebuy lower — may stop working just as the biggest move begins.

Check out Ciphera’s top crypto news today:
Dubai Makes Grandiose XRP Move With Real Estate Bid
Abu Dhabi Funds Purchase $1B In Bitcoin, Flows Wobble

People Also Ask:

Does the analyst expect a short-term XRP drop?

Yes, Edo Farina notes potential sideways action and even a revisit of the $0.70 range before any major breakout.

What level is described as the real danger zone?

The expert repeatedly flags the $4–$10 range as the point where many holders may sell expecting a typical correction.

How does the analyst view stablecoins like USDT?

As an additional risk: selling Ripple coin into “unregulated stablecoins” is framed as swapping into assets with questionable intrinsic value.

Is this presented as trading advice?

Edo Farina explicitly labels the content as “not financial advice”, while clearly outlining a strong personal conviction on XRP’s long-term role.

Ciphera's Vibe Check: Which way are you leaning towards after reading this article?
Market Sentiment
80% Bullish

This article is for information purposes only and should not be considered trading or investment advice. Nothing herein shall be construed as financial, legal, or tax advice. Trading forex, cryptocurrencies, and CFDs pose a considerable risk of loss.

Author
Ciphera Team

Ciphera is an online media outlet, with a focus to cover blockchain and crypto news, opinions, trends and helpful articles. We focus on delivering fast and objective news about cryptocurrencies and crypto markets with a swirl of passion. Our dedicated and motivated global team is here to deliver the highest quality content. If you want to collaborate with Ciphera and become our contibutor, please contact us at contact@ciphera.com.

Read more

Subscribe here