Pi Coin Channels Stellar’s (XLM) ISO Magic, Sparks Up 32%

Pi is back on a bullish path as blue-chip altcoins brace themselves for the ISO 2022 messaging standard activation.

Guy pulling a network vail out of a magicians hat in space.
Created by Kornelija Poderskytė from Ciphera

SWIFT, the global financial conglomerate, is set to roll-out the ISO 20022 standard by the end of November, 2025. Pi Network (PI), the 60-million strong crypto community that had witnessed the mainnet’s launch earlier this year, also plans to adopt the ISO 20022 standard, along with Stellar Lumens (XLM).

Lurking ISO 2022 Activation Boosts Pi Coin

Following up on the parent chain’s Protocol 23, Pi’s Core team is now hammering away on a three-phase ISO 20022 standard launch. Despite a recent research by crypto media company Coin Telegraph stating that Pi’s Network is ready to sync with ISO 20022 by November 22, this date is highly speculative.

Simply put, the three-phased ISO 20022 messaging standard adoption is lined up as a priority, but Pi Core team’s official roadmap does not include an exact date for this to happen. 

Harnessing ISO-compliant communication like Stellar Lumens (XLM) would pave the way for a quicker adoption of Pi Coin (PI) in every-day payments, but the limited liquidity remains an issue.

With just two out of ten most popular major crypto exchanges (CEXs) currently offer Pi Coin (PI) trading, with the on-demand liquidity critically plunging further since Pi’s price dipped from the all-time high of $2.99 a week into Pi’s mainnet launch.

Pi’s Price Is Approaching Key Fibonacci Level

Right now, Pi Coin’s price is very close to reclaiming the 0.618 Fibonacci level, which could pave the way for a push beyond $0.30 amidst a 32% 7-day run. Accelerating 16% today, the mobile-mining network’s native crypto has just reclaimed $0.27,restoring the key resistance level lost a week ago.

Going further, the Pioneers shall look out for the orange level, technically known as the 0.382 Fibonacci Retracement level. If sustained above $0.35, the rebound rally could take Pi’s price to $0.42 in the short-term if the Parabolic Stop & Reverse (SAR) continues flashing a ‘buy’ signal.

Meanwhile, the long-term implications continue to rely on adoption cases, fulfilled deadlines & new adoption cases. Since the completion of Pi Hackathon, the decentralized applications (dApps) pictured in the spotlight could dramatically boost Pi Network’s real-world utility.

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People Also Ask:

What exactly is Pi Network doing with ISO 20022?

Pi Network is integrating ISO 20022—the international standard for financial data exchange—to make its blockchain compatible with banks, SWIFT, and global payment rails. This enables structured, compliant messaging for remittances, settlements, and cross-border transfers, moving Pi from a community token to a potential banking layer.

How does this mirror Stellar (XLM)?

Pi is deliberately following Stellar’s playbook: both use efficient, low-energy consensus (Pi’s SCP is inspired by Stellar’s), prioritize cheap/fast payments, and now share ISO 20022 compliance alongside XRP, Quant, and Algorand. Stellar has years of real-world use (e.g., Ukraine aid, MoneyGram), while Pi leverages its 50M+ mobile miners to scale adoption.

What’s the November 22, 2025 date?

Speculative. Community sources and on-chain hints point to a target activation around Nov 22, 2025, but Pi Network has not officially confirmed it. The date aligns with rumored Protocol v23 rollout and mainnet maturity, but delays are common—treat it as a community-driven expectation, not a firm deadline.

Why did Pi Coin jump 32% this week?

ISO buzz, KYC surge (3.36M new verifications in a week), and reduced sell pressure from locked wallets fueled a rally from $0.20 to $0.27+. Traders are front-running potential institutional interest, similar to XLM’s 2021 ISO-driven spikes.

Can Pi actually compete with Stellar long-term?

Possibly—Pi’s massive user base and mobile-first design give it reach, but Stellar wins on proven infrastructure, decentralization, and partnerships. Pi must deliver real transaction volume post-ISO and reduce centralization (top 100 wallets hold ~96% of supply) to close the gap.

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This article is for information purposes only and should not be considered trading or investment advice. Nothing herein shall be construed as financial, legal, or tax advice. Trading forex, cryptocurrencies, and CFDs pose a considerable risk of loss.

Author
Tadas Klimasevskis

Tadas Klimaševskis is a Ciphera Journalist, covering memecoins & latest developments. Tadas has moderate holdings in SHIB, HBAR, LTC, MATIC and a selection of low-cap meme currencies.

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