XRP’s $10 Trillion Custody Dream Just Got Bigger

Based on the towering growth of RWAs, Brad Garlinghouse’s estimations portray a bright picture for XRP custodians.

Man wearing a playful blazer holding a digital block.
Created by Kornelija Poderskytė from Ciphera

With the bear market still steaming in full swing, some of XRP Ledger’s on-chain metrics still did solid last week, showing resilience against the fragile market. While the market participants are waiting for geopolitical tensions to settle down, institutional players are silently preparing for the next move.

$10T Institutional Inflows Switch Up XRP’s Game

According to Ripple’s CEO Brad Garlinghouse, a $10 trillion inflow into the XRP Ledger is expected by 2030. Once institutional-scale capital feels comfortable to deploy money-market funds (MMFs), CBDCs & tokenization engines, portraying a structural shift in the global financial landscape. 

▸ Live tracker
Follow every XRP institutional move in real time
Bank pilots, ETF flows, ODL volume & more — all in one place.
Open XRP Live Hub →

The mass liquidity argument is based on Ripple’s 300+ traditional finance partnerships, as well as the $4-5 billion trading volumes on an average day this year. The On-Demand Liquidity (ODL) offered by Ripple’s XRP chain could serve a key advantage to banks embracing crypto custody.

On top of that, Ripple Labs submitted a license for a traditionally-regulated bank in the United States (USA) last summer, but the game-changing moment is coming this month. The Clarity Act, a stablecoin-focused bill, is heavily endorsed by Ripple’s executives, potentially opening the doors for a full-scale RLUSD adoption.

XRP’s On The Brink Of Key Resistance Reclaim

Ripple’s own stablecoin saw the light of day after the United States Securities and Exchange Commission (SEC) settled with Ripple Labs for a $50 million XRP escrow. The legal clearance pushed XRP’s price to $3.65 in mid-2025, but the upswing was short-lived due to broader economical & geopolitical shenanigans.

As of press time, the #5 digital asset by market cap has risen 7% to trade at $1.45, according to SoSoValue. If XRP’s price manages to restore the $1.50 resistance barrier, the talks of a ‘bull trap’ are likely to go away as short-sellers get flushed out. Over the past 24 hours, $6.35 million out of $7.85 million liquidations are ascribed to bears.

Check out Ciphera’s popular crypto news today:
Ripple President: Multi-Trillion Floodgates To Open For XRP
Kraken Breaks Barrier With Direct Federal Reserve Access

People Also Ask:

What’s the big XRP news?

Ripple CEO Brad Garlinghouse recently said up to $10 trillion in institutional money could start flowing through XRP and Ripple’s payment system in the coming years.

Where does the $10 trillion number come from?

It’s Ripple’s estimate of the addressable market for on-demand liquidity (ODL) and cross-border payments that could realistically move onto the XRP Ledger.

How does custody fit into this?

When trillions move through XRP, institutions (BlackRock, banks, payment giants) will need trusted custodians to hold the Ripple coin (XRP) and RLUSD safely.

Ciphera's Vibe Check: Which way are you leaning towards after reading this article?
Market Sentiment
71% Bullish

This article is for information purposes only and should not be considered trading or investment advice. Nothing herein shall be construed as financial, legal, or tax advice. Trading forex, cryptocurrencies, and CFDs pose a considerable risk of loss.

Author
Tadas Klimasevskis

Tadas Klimaševskis is a Ciphera Journalist, covering memecoins & latest developments. Tadas has moderate holdings in SHIB, HBAR, LTC, MATIC and a selection of low-cap meme currencies.

Read more

Subscribe here